CoinsOnCards
Methodology

How we review crypto cards

Independent, evidence-based reviews built from official issuer documentation — never marketing copy.

Scope

CoinsOnCards covers consumer crypto debit and credit cards offered to retail customers. We track issuer, custody model, KYC tier, supported networks, fees, cashback, supported assets and wallet compatibility.

Sources

Every data point links back to an official source: the issuer's terms of service, fee schedule, pricing page, app store listing or regulator filing. We do not paraphrase marketing pages.

Rating model

Our overall rating is a weighted average of five pillars:

  • Custody & security — self-custody vs. custodial, regulator, insurance.
  • Cost — monthly fees, FX spread, top-up fees, ATM fees.
  • Rewards — base and tiered cashback, caps, payout asset.
  • Access — KYC level, supported countries, funding options.
  • Usability — Apple Pay, Google Pay, app quality, supported assets.

Update cadence

Specs are reviewed at least quarterly and on every material change announced by the issuer. The "last verified" date on each card page shows when we last confirmed the data against the source.

Independence & disclosure

CoinsOnCards is independent. We do not accept payment to alter ratings or rankings. Some links may be affiliate links; affiliate status never changes a score or ordering. See our Terms and Privacy pages for details.

Corrections

If something on a card page is wrong, email hello@coinsoncards.com with the source and we will review and update.