Bitget Wallet Card
Visa + Mastercardself-custodialKYC: required
3.5 / 5
Net Reward2.5
Availability3.0
Custody & Risk5.0
Features3.0
UX4.6
The Bitget Wallet Card is a non-custodial crypto prepaid card (Mastercard or Visa) that enables direct spending of digital assets from your Bitget Wallet at millions of merchants worldwide. It offers real-time USDC and USDT conversion to fiat at point of sale, eliminating manual transfers or bank intermediaries.
Apply
Slug: bitget-wallet-card
Our Verdict
Existing Bitget Wallet users, international travelers who benefit from the monthly 0-Fee quota, privacy-focused crypto users who value non-custodial model, mobile payment enthusiasts, and multi-chain crypto holders in supported regions outside the US and Canada.
Pros and cons
Pros
- Non-custodial model preserves user control of funds until the moment of spending
- Monthly 0-Fee quota ($400-$600) with automatic refunds for FX markups and conversion fees
- Instant virtual card issuance with immediate mobile wallet integration
- Multi-chain top-up support (Base, Ethereum, Solana, TRON) with in-wallet swaps
- Support for both USDC and USDT stablecoins
- No annual/monthly fees (only $10 one-time activation fee)
- Higher spending limits ($12,000 daily / $150,000 annual for most users)
- Enhanced referral program with tiered bonuses and lifetime commissions
- Optional yield program (up to 10% APY) for earning returns on idle balances
- No staking requirements to qualify for the card
- Customizable virtual card designs
- Broad mobile wallet support (Apple Pay, Google Pay, PayPal, Alipay, WeChat Pay)
Cons
- Not available in major markets including the US and Canada
- Physical cards not yet available (only virtual cards)
- Fee structure and limits vary significantly by region and issuing partner
- Fees above monthly quota can reach 1%-2.2% depending on region
- ATM withdrawal availability varies by region
- Card network (Visa vs. Mastercard) depends on regional issuing partner
- No permanent cashback program (only time-limited promotions)
- Regional variations may cause confusion about specific features and limits
- Relatively new to market with limited long-term track record
Supported chains
BaseEthereumSolanaTRON
Supported cryptos
USDCUSDT
Fees
Annual: None
Monthly: None
Issuance: $10 USD (charged in USDC) one-time activation fee
Crypto To Fiat: Covered under 0-Fee quota, then 1%-2.2% above quota
Key Features
- Non-custodial model where users retain control of crypto until point of purchase
- Monthly 0-Fee quota with automatic fee refunds ($400-$600 depending on eligibility)
- Instant virtual card issuance with Apple Pay, Google Pay, PayPal, Alipay, and WeChat Pay integration
- $12,000 daily and $150,000 annual spending limits
- Optional yield (up to 10% APY) on idle stablecoin balances
- Real-time conversion of USDC/USDT to merchant's local currency
- Multi-chain top-up support (Base, Ethereum, Solana, TRON) with in-wallet swaps
- No staking requirements to qualify for the card
- Enhanced referral program with tiered bonuses (20%-40%) and lifetime commissions
- Customizable card designs
Limitations
- Not available in major markets including the US and Canada
- Physical cards not yet available (only virtual cards, under development)
- Fee structure and limits vary significantly by region and issuing partner
- Fees above monthly quota can reach 1%-2.2% depending on region
- ATM withdrawal availability varies by region
- Card network (Visa vs. Mastercard) depends on regional issuing partner
- No permanent cashback program (only time-limited promotions)
- Regional variations may cause confusion about specific features and limits
- Relatively new to market with limited long-term track record
Risks
- SecurityBitget Wallet (previously BitKeep) experienced a security incident when attackers injected malicious code into a spoofed version of the app, leading to over $8 million in user funds being stolenDecember 2022
- CounterpartyIf a user loses access to their Bitget Wallet, they can still spend the existing card balance but cannot deposit or withdraw funds
Rewards & Cashback
Notes: Enhanced Refer 2 Earn program with tiered structure: 20%-40% activation bonus, 0.10%-0.20% spending commission on referee transactions, 10% second-level commission on sub-referrals, no limit to number of friends you can invite
Cashback Cap: 10 USDC per user (promotional)
Cashback Rate: No permanent cashback program - only time-limited promotional offers (e.g., 20% cashback capped at 10 USDC per user during Brazil launch, August-September 2025)
Interest On Balance: Up to 10% APY on idle stablecoin balances (optional)
Eligibility Requirements: No staking requirements to qualify for the card
Spending Limits
Notes: $150,000 USD annual spending limit for most users; varies by issuing partner
Atm Daily: Feature availability varies by region
Daily Spending: $12,000 USD (for most users; varies by issuing partner)
Top-Up Methods
USDC on BaseUSDC on EthereumUSDC on SolanaUSDC on TRONUSDT on BaseUSDT on EthereumUSDT on SolanaUSDT on TRONIn-wallet swap from other cryptocurrencies
Processing Time: No pre-loading required - funds deducted from connected non-custodial wallet at purchase
Security Features
Features: Non-custodial model - users retain control of crypto until moment of purchase,In-app card freeze/unfreeze functionality,Mobile wallet tokenization through Apple Pay/Google Pay/Alipay/WeChat Pay,Visa/Mastercard Zero Liability policy,Two-factor authentication required for account access
Insurance: $300 million User Protection Fund established by Bitget to safeguard user assets
Mobile Wallet Support
Apple PayGoogle PayiOSAndroid
Best For
Existing Bitget Wallet users, international travelers who benefit from the monthly 0-Fee quota, privacy-focused crypto users who value non-custodial model, mobile payment enthusiasts, and multi-chain crypto holders in supported regions outside the US and Canada.
Custody Model
self-custodialUsers retain full control of private keys at all times. Funds remain in user wallet until real-time conversion at point of purchase.
Risk: If provider ceases operations, users keep access to unspent crypto assets. If a user loses access to their Bitget Wallet, they can still spend the existing card balance but cannot deposit or withdraw funds.
Card Issuer & Compliance
Issuer Name: Varies by region - Immersve (EU/UK), FOMO Pay (some APAC markets)
Kyc Required: true
Issuer License: Immersve serves as Principal Member of the Mastercard network and registered financial service provider for EU/UK
Platform Licenses: US MSB (Money Services Business) license from FinCEN,VASP (Virtual Asset Service Provider) registrations in multiple EU countries,Preparing for MiCA (Markets in Crypto-Assets) regulation in Europe,Travel Rule compliance implemented in applicable markets
Availability
Available in 50 countries across EEA, UK, Latin America, Asia-Pacific, and China. Restricted in 16+ countries including United States, Canada, and countries under international sanctions.
Card Tiers
Bitget Wallet Card (Single Tier)
Virtual onlyVirtual only
KYC verification, eligible region residence
Fees
Issuance: $10 (10 USDC) one-time fee
Top-up: Covered under 0-Fee quota
Monthly: None
Annual Limit: $150,000 (for most users; varies by region)
VisaMastercardApple PayGoogle PayPayPalAlipayWeChat Pay
Cashback: Regional and time-limited promotional cashback offers
FX Free: $400-$600 monthly 0-Fee quota (automatic fee refunds)
Virtual card face customization availableYield options up to 10% APY on idle stablecoin balancesTiered referral program: 20%-40% activation bonus + 0.10%-0.20% spending commission + 10% second-level commission
User Ratings
3.5/5.0 (65 ratings)
Trustpilot
4.6/5.0 (366,958 ratings)
Google Play
4.7/5.0 (4,862 ratings)
App Store
Early user feedback has been largely positive, with users particularly appreciating the ease of setup, quick KYC process, seamless spending experience, monthly 0-Fee quota feature, and multi-chain top-up flexibility
Roadmap & Updates
Expansion: Phased global rollout ongoing
Planned Features:
- Physical cards under development
Recent Updates:
- Enhanced referral program with tiered bonuses and lifetime commissions
- Multi-chain support expanded to Base, Ethereum, Solana, TRON
- Monthly 0-Fee quota model introduced
Conclusion
The Bitget Wallet Card successfully bridges the gap between crypto holdings and everyday spending, offering a practical solution for using digital assets in the real world. Its standout feature is the non-custodial model, which keeps users in control of their funds until the moment of purchase—a significant advantage over many competing cards that require pre-funding a custodial account. The introduction of the monthly 0-Fee quota ($400-$600 with automatic refunds) represents a significant improvement over traditional crypto card fee structures, making it particularly attractive for regular users and international travelers. However, the card does have notable limitations including geographic availability excluding major markets like the United States and Canada, and significant regional variations in fee structures, limits, card networks, and issuing partners. The Bitget Wallet Card is particularly well-suited for existing Bitget Wallet users, international travelers, multi-chain crypto holders, and crypto enthusiasts in supported regions who want a straightforward way to spend their digital assets without sacrificing custody until the point of purchase.
Card launched: 2024-2025 (phased rollout)
Related cards
Ether.Fi Cash Card
4.5
VisahybridKYC Required
Details of Ether.Fi Cash Card crypto card including cashback rewards, fees, staking requirements, and review. Compare with other cryptocurrency cards.
Networks
BaseEthereumGnosisScroll
Ready Card
4.5
Mastercardself-custodialKYC Required
Details of Ready Card crypto card including cashback rewards, fees, staking requirements, and review. Compare with other cryptocurrency cards.
Networks
BaseBitcoinEthereum
Crypto.com Card
4.0
Visa + MastercardcustodialKYC Required
Details of Crypto.com Card crypto card including cashback rewards, fees, staking requirements, and review. Compare with other cryptocurrency cards.
Gemini Credit Card
4.0
MastercardcustodialKYC Required
Details of Gemini Credit Card crypto card including cashback rewards, fees, staking requirements, and review. Compare with other cryptocurrency cards.
Networks
BitcoinEthereumSolana